3 C’s of Credit (Character, Capital, Capacity)
Learn 3 C’s of Credit: How Character, Capital, and Capacity shape lenders’ decisions and secure your financial future.
Nb. Loan Process & Evaluation
Credit Analysis: Meaning, Ratios, Steps, 5 Cs of Credit
Master the art of credit analysis with insights on meaning, ratios, steps, and the 5 Cs of Credit—Character, Capacity, Capital, Collateral, and Conditions.
Credit Risk Grading (CRG): Meaning, Components
Effectively manage credit risk with Credit Risk Grading (CRG). Understand risk levels, make informed lending decisions, and ensure better portfolio assessment.
Altman’s Z-Score Model: What is It, Formula, Interpretation
Learn about Altman’s Z-Score Model, its formula, and understand how powerful it is in predicting financial distress and bankruptcy in businesses.
Forms of Advances in Banking
Discover different forms of banking advances like cash credit, overdrafts, loans, and more for effective financial management.
6 Steps in the Lending Process
Navigate 6 steps of lending process: prospecting, evaluation, credit assessment, analysis, collateral review, and monitoring.
Credit Evaluation: 7Cs of Creditworthiness
Lenders consider the 7Cs of Creditworthiness for Credit Evaluation, including character, capacity, cash flow, capital, collateral, conditions, and control.