utmost-good-faith

How Utmost Good Faith is Implied in Life Insurance

Life insurance requires that both the parties should preserve the principle of utmost good faith and both the parties, insured and insurer, must must make full and true disclosure of the facts material to the risk.

proximate-cause

Proximate Cause in life insurance

In life insurance, the doctrine of Causa Proximo (Proximate Cause) is not applied because the insurer is bound to pay the amount of insurance whatever maybe the reason of death.